With Increased terrorist attacks around the world, which has added more uncertainty in our life, insurance sector is coming with new schemes to get insured against the terrorist attacks. This initiative has been taken by click2insure.in who has launched a insurance policy to provide a cover of Rs 1 lakh in the event of death due to a terrorist attack. Thousand of families lost their bread earner every year to acts of terrorism. In addition to the emotional loss these acts also cause immense financial hardship to the families. This policy is an attempt to provide some financial security to sufferers of terrorism. click2insure.in is a part of Optima Insurance Brokers Pvt. Ltd. According to CEO Rahul Agarwal, A total of one lakh such policies underwritten by New India Assurance will be issued, but it excludes terrorist attacks in Jammu & Kashmir and the northeastern states.

I think this is a nice initiative taken by this insurance company. As we can see that terrorists mainly target the crowded places in big cities. For example in Jaipur, many of the killed people were workers in the stalls of these market, majority of them being the single person who is earning. So I believe that this insurance will provide such families a small financial security. Overall, it is an excellent idea which needs to be supported by NGOs, government and other organizations.